A Reader Asks: If I Don’t Use All My Subsidy Credit, Will I Get It When I Do My Taxes?
You can take all the health law's tax credit up front to pay your premium or wait until tax time to get it, KHN's consumer columnist advises.
Michelle Andrews
Michelle Andrews is a contributing writer and former columnist for ºÚÁϳԹÏÍø News. She has been writing about health care for more than 15 years. Her work has appeared frequently in The New York Times, where she wrote the Money and Medicine column and contributed regular news and features. Her work has also been published in Money, Fortune Small Business, National Geographic and Women’s Health magazines, among others. Michelle previously worked as a senior writer at U.S. News & World Report and at SmartMoney magazines. She has a bachelor’s degree from the University of Wisconsin and a master’s in journalism from Columbia University.
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Despite Health Law’s Protections, Many Consumers May Be ‘Underinsured’
Experts say that potential trouble spots for out-of-pocket spending include prescription drugs; specialist care, including that provided by academic medical centers; and services such as physical therapy.
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A Reader Asks: Will My Son Overseas Have To Buy A U.S. Plan?
KHN's consumer columnist says if he lives abroad at least 330 days per year, he doesn't, but he will eventually.
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Readers Ask: Will Health Law Help Cover My Braces; Should A Couple File Separate Tax Returns To Avoid Penalties?
Consumer columnist reminds consumers that details make all the difference.
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A Reader Asks: Can I Opt Out Of My Retiree Plan To Get Subsidized Insurance?
The health law treats retirees differently than workers getting insurance through their jobs.
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Insurers Question Health Benefits Of Some Genetic Tests
When a test is covered, typically genetic counseling is, too -- to make sure the patient is a good candidate and to explain the results.
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What Happens If My Income Changes After I Receive An Insurance Subsidy?
KHN consumer columnist Michelle Andrews says a reader may have to repay some of the subsidy and describes how this would typically work.
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Mental Health Parity Rule Clarifies Standards For Treatment Limits
Jennifer Mathis of the Bazelon Center for Mental Health Law talks with KHN's consumer columnist.
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Health Law May Offer Part-Time Workers Better Options
Many of these workers are not offered coverage through work and if they are it might be very limited.
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A Reader Asks: Will International Students Be Eligible For Health Law’s Subsidized Coverage?
Anyone who is "lawfully present" in the United States may qualify for premium tax credits to help pay for health insurance.
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Does The Insurer Have The Right To Cancel A Grandfathered Plan?
Yes, if they cancel everyone in a "block of business" that was buying a particular policy.
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Readers Ask If They Can Buy A Policy After March 31 And If An Employer Can Cancel A Spouse’s Coverage
As open enrollment continues under the health law, insurance columnist answers questions about issues affecting readers.
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Prevention Programs For People Without Insurance Still Play Key Role
Although the health law could expand coverage to millions, many low-income people and others will not have insurance and will still have to rely on these programs for preventive care.
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A Reader Asks: Can Adult Children With An Offer Of Family Coverage Instead Get Subsidies?
The answer: Yes, if their parents have not claimed them as tax dependents.
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For Many Workers, It’s Time To Consider Insurance Options
Fall is generally the time when many people who get insurance through their job re-enroll. Higher deductibles and dependent care costs, and financial incentives for wellness activities, lead trends.
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A Reader Asks: If My Son Gets Care From The Indian Health Service, Is He Fulfilling His Health Law Requirements?
IHS services don't meet the requirements of the law, but many Native Americans and Alaska natives are exempted from the individual mandate.
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Short-Term Plans Can Skirt Health Law Requirements
Some consumers may be attracted to these policies, which can run several months or as long as 364 days, because the premiums are lower.
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A Reader Asks: I Don’t Have Children, So Why Do I Have To Buy Pediatric Dental Insurance?
Insurance columnist explains that the essential health benefits that all new individual and small-group health plans must offer reflect a core package that experts thought everyone should have access to.
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Readers Ask About HSAs, Infertility Treatment And The Consequences Of Not Buying Insurance
Consumer columnist Michelle Andrews answers questions about the insurance landscape under the new health law.
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