Q & A: Keeping Your Young Adult Child On Your Health Plan - ºÚÁϳԹÏÍø News /insurance/andrews-q-and-a-young-adult-on-parents-health-plan/ ºÚÁϳԹÏÍø News produces in-depth journalism on health issues and is a core operating program of KFF. Thu, 16 Apr 2026 05:19:37 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.5 /wp-content/uploads/sites/8/2023/04/kffhealthnews-icon.png?w=32 Q & A: Keeping Your Young Adult Child On Your Health Plan - ºÚÁϳԹÏÍø News /insurance/andrews-q-and-a-young-adult-on-parents-health-plan/ 32 32 161476233 Q & A: Keeping Your Young Adult Child On Your Health Plan /insurance/andrews-q-and-a-young-adult-on-parents-health-plan/ /insurance/andrews-q-and-a-young-adult-on-parents-health-plan/#respond Thu, 20 Sep 2012 09:24:00 +0000 http://khn.wp.alley.ws/news/andrews-q-and-a-young-adult-on-parents-health-plan/ “Insuring Your Health” consumer columnist Michelle Andrews answers a reader’s question about keeping an under-26-year-old on a parent’s health plan. Much of the time, even if the child is financially independent and has a job with insurance, the young adult can stay on the family plan.

According to the Department of Health and Human Services, certain existing group plans that are grandfathered under the health law are not required to accept an adult child if that child has an offer of insurance through his or her own job. But any group health plan has the option to cover adult children. That grandfathered exception will expire in 2014.

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