A Reader Asks: How Do I Get A Subsidy If I’m Hiding From My Abusive Spouse?
KHN's consumer columnist answers a question about the complicated rules for people suffering from domestic abuse who don't want to file a tax return with their spouse.
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KHN's consumer columnist answers a question about the complicated rules for people suffering from domestic abuse who don't want to file a tax return with their spouse.
KHN's consumer columnist answers questions about how the health law and online exchanges work.
KHN's consumer columnist says insurance generally doesn't apply to charges for hospital or doctors services from before you signed up, with one exception.
Out-of-pocket spending limits and some other safeguards in the health law may not apply.
KHN's consumer columnist responds to a reader who is living off savings and wants to find a way to qualify for subsidies on the health insurance marketplace.
Some consumers who were stymied by website foul-ups may be able to receive retroactive subsidies or choose different plans.
KHN's consumer columnist explains that people can pick an exchange plan if their individual health insurance policies expire after open enrollment ends. Still, it's smart to start shopping now.
The overhaul mandated maternity coverage, but some private insurance plans don't include services.
KHN's consumer columnist explains that parents can get a child-only policy for a dependent living elsewhere while still getting coverage for themselves at home.
KHN's consumer columnist responds to questions about whether doctors can request to keep a patient's credit card on file, if a woman can sign up for insurance after becoming pregnant and whether an insurer can keep a young man off his parent's policy.
Under the health law and 2006 regulations, insurers can't deny medical coverage for an individual's injuries because they resulted from medical condition such as depression, even if it was not diagnosed before the injury.
KHN's consumer columnist says cheaper deals may be available on the state exchanges, but consumers don't have to ditch their COBRA policies.
Being allowed to purchase a family policy is tougher in states that don't recognize gay marriage.
KHN's consumer columnist says policies are limited to people who reside in a state.
Some specialty drugs can cost consumers -- even those with insurance -- thousands of dollars a year, but manufacturers often provide aid for those who meet specific income and program requirements.
KHN's consumer columnist says the procedure is considered preventive and should be covered by most health plans.
KHN's consumer columnist reassures a consumer who is divorcing that subsidies can be based on new income projections, not what was earned jointly the year before and offers suggestions about what exchange out-of-state students should use.
Patients sometimes find that they are expected to pay for associated services, such as facility fees or anesthesia, and health law advocates say more federal guidance is needed for billing the procedures.
KHN's consumer columnist reports family members can opt for separate plans and still qualify for premium subsidies, but they need to consider some other important details.
But advocates are concerned that insurers may find ways around the new requirements.
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