Beware Of Higher Charges If You Go To An Out-Of-Network Emergency Room
The Affordable Care Act prohibits insurers from charging more for out-of-network emergency care, but your bill could be higher if you're admitted to the hospital.
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The Affordable Care Act prohibits insurers from charging more for out-of-network emergency care, but your bill could be higher if you're admitted to the hospital.
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The alphabet soup that distinguishes different types of insurance plans is supposed to help guide consumers, but instead the choices are becoming very confusing.
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Some fear helping some people with their bills might keep them from getting government-subsidized insurance plans.
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But insurers oppose many of the premium assistance efforts, saying they would lead to sicker enrollees who will raise costs for everyone.
The National Business Group on Health also found, based on 136 large employers' responses, a continued move toward high-deductible, "consumer-directed" plans.
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These plans, which can last from a month to nearly a year, do not guarantee many of the benefits of regular health insurance.
The study urges changes in federal policies that allow higher payments for sicker patients.
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