Desperate For Coverage: Are Short-Term Plans Better Than None At All?
As stopgap health plans gain attention as possible alternatives to Obamacare, consumers are advised to read the fine print.
Deductibles
41 - 58 of 58 Results
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When High Deductibles Hurt: Even Insured Patients Postpone Care
The number of Americans with high-deductible health plans is growing, along with the fear that even insured people wont get the care they need because its too costly.
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Trump Plan Might Cut Expenses For Some Insured Patients With Chronic Needs
High-deductible health insurance plans linked to a health savings account cannot cover some care and drug expenses for chronic health conditions until the patient has met a deductible.
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Repeal & Replace Watch
Reactions To The GOP Health Bill: Voices From The States
What will happen to people with preexisting conditions is one worry some Americans expressed; the high costs of insurance under Obamacare is another.
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CHIP Offers Families With Seriously Ill Kids More Financial Protection Than ACA Plans
Out-of-pocket costs can rise dramatically for children with chronic health issues if a family changes marketplace coverage, according to a new study.
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The Next Obamacare Battleground: Subsidies For Out-Of-Pocket Costs
Exchange enrollees and insurers fret over a lawsuit that could end federal help with copays and deductibles.
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Hitch Keeps Many High-Deductible Plans From Covering Chronic Care Up Front
IRS rules limit plans set up to link to health savings accounts from covering most care until the deductible is paid off, but proposed legislation would expand what's allowed.
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Simple Choice Plans To Debut In 2017 Marketplace Enrollment
The standardized policy options would provide a way for consumers to make apples-to-apples comparisons.
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Three Changes Consumers Can Expect In Next Years Obamacare Coverage
The Department of Health and Human Services issues new rules designed to simplify health coverage consumers buy through Healthcare.gov.
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Consumer Choices Have Limited Impact On U.S. Health Care Spending: Study
An analysis from the Health Care Cost Institute finds that less than half of health care costs are for services considered shoppable, and consumers out-of-pocket spending on that is just 7 percent of all spending.
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Aetna CEO Answers Burwells Call, Vows Support For Exchanges Amid Losses
But Mark Bertolini wants the countrys marketplaces to better serve young people, who define
healthy as looking good in their underwear.By Chad Terhune -
Buying Supplemental Insurance Can Be Hard For Younger Medicare Beneficiaries
Congress left it to states to determine whether private Medigap plans are sold to the more than 9 million disabled people younger than 65 who qualify for Medicare. The result: rules vary across the country.
By Susan Jaffe -
Consumers Cut Costs By Combining Limited Coverage Health Plans, Despite Penalty Risks
People sometimes put together a variety of policies, such as short-term and critical illness plans, instead of buying more expensive comprehensive health coverage. But they likely will face federal health law penalties.
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New Federal Standards For Marketplace Plans May Reduce Out-Of-Pocket Spending
Officials have proposed establishing six options for the exchange plans that would set standard deductibles and maximum out-of-pocket spending limits, among other things.
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Turning To Medicaid To Insure Lowest-Paid Employees
A startup company called BeneStream helps businesses get their low-wage workers on Medicaid to meet the health law's mandate for employers.
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Do You Speak Health Insurance? Its Not Easy.
Even savvy consumers stumble over terms like coinsurance.
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Single-Payer Health Care On Colorado Ballot In 2016
The group ColoradoCareYES gathered enough signatures more than 100,000 to put a single-payer health system on the ballot next fall. But the price tag is a worry to some.
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Employers Shift More Health Costs To Workers, Survey Finds
Even as premiums for employer-based insurance increased only moderately this year, deductibles rose faster than total spending.
By Jay Hancock