Caught In The Middle: Making Too Much – And Too Little – To Benefit From Health Care Changes
Reforms in the pipeline would leave millions of Americans with too little government help to buy insurance, some experts say.
Insurance
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Requirement For Americans To Get Insurance Is Central To Health Overhaul
Both the House and Senate health care overhaul bills require most Americans to carry health insurance or pay a penalty. Yet government mandates don't necessarily ensure compliance: Not all Americans buckle up, or get their children vaccinated.
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Democrats Move To Regulate How Insurers’ Spend Customers’ Money
Both the House and Senate health overhaul bills would force insurers to spend the vast majority of premium revenue on medical care for their customers, reducing the amount available for profits, executive salaries, sales and administration.
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COBRA Help For Laid-Off Workers May Come Before Christmas
The COBRA subsidy extension now pending in Congress could be considered in the Senate this weekend.
By Jenny Gold -
10 Experts Weigh In On Plan To Replace Public Option In Health Bill
Can a spinoff of the Federal Employee Health Benefits Program help some of the country's uninsured? Experts evaluate a proposal that the Office of Personnel Management, which manages the FEHBP, oversee national health plans.
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Frustrated Workers And Employers Anxious For COBRA Extension
Some of the laid-off workers receiving government help to pay for their COBRA health coverage are seeing those subsidies run out. Congress has yet to vote on an extension and employers and workers are worried about the future.
By Andy Miller -
Recession Doesn’t Keep Some States From Expanding Health Coverage
Despite the economic downturn that's busting budgets, 26 states this year made it easier for low-income children, parents or pregnant women to get health coverage.
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New Survey: ‘Cadillac Tax’ Would Force Employers To Trim Health Insurance Costs
Two-thirds of employers would raise deductibles, change insurers or scale back coverage to avoid the so-called Cadillac tax on high-cost benefits proposed in the Senate Democrats' health care bill, a survey to be released Thursday by consulting firm Mercer says.
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Health Reform’s Impact on Premiums: Winners, Losers And, For Many, A Question Mark
If a Democratic health bill passes,certain individuals and small businesses initially would pay more for insurance, while others would pay less, experts predict. But the long-term outlook is less clear.
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For Public, Affordability A Key Issue In Health Bill
The debate in Washington over how much the health care overhaul bills will cost has largely centered on the bottom line for the federal government. But polls repeatedly show Americans are much more concerned about how a reshaped health care system will affect their own family's financial situation.
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Poll: Public Most Concerned With Bread-And-Butter Issues In Health Reform Debate
A poll "shows little movement in measures of public opinion" on health reform. About one-third like the current Democratic bills, another third want reform, but not what Democratic lawmakers have in mind and one-quarter think Congress should not spend time on the issue now.
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A Consumers’ Guide To The Health Reform Bills
The Senate and House health bills differ in important ways. We ask and answer questions consumers might have about the bills.
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Analysis: Public Option Might Play Only Minor Role In Changing Health Care
Despite all the controversy, a new Congressional Budget Office estimate indicates that relatively few people would be helped by a public health insurance plan. Any "opt-out" provision means at least some states are likely to bar a government-backed plan within their borders.
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Finance Bill’s Fine Print May Cause Sticker Shock For Some Consumers
Legislation seeks to limit the amount low-and middle-income people will pay for health insurance. But a shift in the way their share of the premium is calculated in the second year of the program may make it more expensive.
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Health Care Pools: Let Youth Jump, Or Push Them?
In drafting national standards on how health insurers should be able to use age to set premium rates, congressional committees agree that older people should pay more. But they differ widely on just how much. Ultimately, it comes down to how many young adults get into the pool.
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End Of COBRA Subsidy Rattles Newly Unemployed
As part of the economic stimulus, the government offered subsidies so laid-off workers could keep their health insurance. For some, the subsidies are running out.
By Rick Schmitt -
Fight Erupts Over Health Insurance Rates For Businesses With More Women
Advocates for women are fighting to end gender rating in larger businesses as health overhaul legislation moves through Congress. But insurers say it's necessary to use gender as a means of setting rates for this market.
By Jenny Gold -
Democrats Push To End Insurers’ Antitrust Exemption
The relationship between the Democrats and health insurers has turned ugly since the industry began to spurn the health care makeover it once supported. Now, some members of Congress Democrats want to strip the industry's exemption from federal antitrust laws.
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How Health Reform Bills Would – And Wouldn’t – Affect Illegal Immigrants
This brief explainer examines the number of uninsured illegal immigrants, where they go for health services and how they would fare if current health reform proposals pass.
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Children’s Dental Health, By The Numbers
A list of some vital statistics about children's oral health and dental insurance.
By alley