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While many states bar carriers from rejecting people who receive treatment for domestic violence, others permit it. Now there's a move to prohibit the practice as part of a health care overhaul.
Freelance writer Cindy Richards buys insurance on the 'individual market' - from a broker - to cover herself and her son and daughter. Her husband had to buy a policy separately. Between them, they pay $500 a month in premium costs and have a yearly deductible of over $10,000. She believes it's "too difficult" to get health insurance in America.
Cindy Richards and her husband Scott Fisher at their home in Oak Park, Ill. Richards is a freelance writer and editor who buys health insurance to cover herself and her family.
As a part of our "Are You Covered?" series, KHN and NPR examine how a health overhaul would affect the individual insurance market.
When Gracie Scarrow, 94, was diagnosed with congestive heart failure she didn't have the money to pay for the care she needed. With her daughter Lela's help, Gracie turned to Medicaid. The program pays for her nursing home, and they couldn't be happier with the care.
As a part of our "Are You Covered?" series, KHN and NPR examine how a health overhaul would affect Medicaid recipients.
Exchange design doesn't get the attention of controversies like the public option, abortion, or supposed death panels. In the long run, though, it could be far more decisive in whether reform works.
Lyn Robinson owns Zenith Holland Gardens, a wholesale plant nursery. She chooses not to buy insurance and says she likes deciding where and when to spend her medical dollars. Part of our series "Are You Covered?" co-produced with NPR.
Fifty-two year old Lyn Robinson says she works out, takes good care of herself and doesn't think she needs to buy health insurance.
Dave Koenig gets private insurance through his employer and couldn't be happier. As a conservative, he thinks private health care is the way to go, but he supports some changes to the insurance industry to protect patients from losing their coverage.
For some Americans, insurance is what it's supposed to be: coverage when you need it. Dave Koenig, 49, has a job with good benefits. Still, he thinks some aspects of the insurance industry should be changed to protect patients from losing coverage. |
As a part of our "Are You Covered?" series, KHN and NPR examine employer-sponsored health insurance.
Between the two of them, Martha Martin and her husband Jim work five part-time jobs, but still can't afford health insurance. Last year, the Martins spent 45 percent of their $44,500 income on health insurance premiums and medical bills. Part of our series "Are You Covered?" co-produced with NPR.
At least 25 million Americans are underinsured - their health benefits don't adequately cover their health costs. The major proposals being debated in Congress would require insurers to provide a minimum set of benefits, which would take care of most patients' needs.
A study comparing U.S. treatment outcomes and other indicators among 30 developed nations found "no hard evidence" that American system stands out.
Deb and Rusty Lovell are not the kind of people you would expect to have "gold-plated" health insurance. Deb works at a community college and earns a little over $30,000 a year. But the health benefits she gets from the New Hampshire government have made a huge difference in their lives. Part of our special series produced in partnership with NPR: Are You Covered? A Look at Americans and Health Insurance.
Mitch Stabbe and Marjorie Goldman treasure their "Cadillac" plan health insurance, even though it costs more than $20,000 in premiums per year. Their son, Bryan, has Crohn's disease, which means very expensive treatments. Part of our special series produced in partnership with NPR: Are You Covered? A Look at Americans and Health Insurance.
For two families, "gold-plated" health insurance has made a huge difference in the health care they receive. But it's not always the rich who get these benefits, and they worry about what a possible tax on plans would do to their health coverage.
As part of our series, "Are You Covered? A Look at Americans and Health Insurance," KHN and NPR examine the federal health benefits program, which is considered a model for the nation.
As part of our series co-produced with NPR, Are You Covered? A look at Americans and Health Insurance, today we profile Rhonda Dorsey and her daughter Toni, 13, who feel lucky to have health care coverage that helps to pay for Toni's diabetes medicine.
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